Eligibility Requirements:
- Must be 18 years or older
- Proof of residence in Tennessee
- Valid identification documents
- Collateral (if applying for a secured loan)
- Proof of income or self-declared income if self-employed
Loan Application Steps:
- Visit Wilson Bank & Trust’s official website
- Start a new loan application
- Fill out all required fields in the online form
- Upload requested documents
- Submit the application and wait for approval
Frequently Asked Questions
How long does it take to get approved for a Wilson Bank & Trust loan?
Applications are reviewed locally and usually processed within 2 business days.
Is it required to explain why the credit is being used?
No, but stating the reason can help tailor your offer.
Do I need a good credit score to be approved for a Wilson Bank & Trust loan?
Not necessarily. Other factors like collateral and customer history are also considered.
Can I apply for a loan if I am self-employed?
Yes, self-employed applicants are accepted with proof or declaration of income.