Introducing the Discover it Secured Credit Card, a powerful tool designed to help you build credit responsibly while enjoying real rewards.
With a refundable security deposit, you can kickstart your credit journey with confidence. Here’s why this card stands out:
Why This Card is for You?
If you’re in the process of building or rebuilding your credit, the Discover it Secured Credit Card offers an excellent opportunity to do so.
By providing a refundable security deposit, you can establish your credit line starting at $200. Plus, with responsible use, you have the chance to upgrade to an ‘unsecured’ card and get your deposit back after just 7 months.
Pros
- 2% Cash Back: Earn 2% Cashback Bonus at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- Credit Building: Your on-time payments and responsible use are reported to the three major credit bureaus, helping you build credit over time.
- No Annual Fee: Enjoy the benefits of this card without worrying about annual fees, allowing you to focus on your credit journey.
Cons
- Security Deposit Required: As a secured credit card, you’ll need to provide a security deposit equal to your credit line, which might not be ideal for everyone.
- Potential Application Denial: While securing this card isn’t guaranteed, responsible financial habits can improve your chances of approval.
How to Apply for Your Discover it Secured Credit Card
Getting started is easy. Simply visit Discover.com and fill out the online application. Once approved, begin your journey to building credit and earning rewards responsibly.
Ready to take control of your credit journey? So unlock a world of possibilities while building a solid credit foundation!