About Us

Unum is an independent editorial website about personal finance. At unum.com.br/us we publish reviews, comparisons and news about credit cards, loans and other financial products available in the United States, so you can understand and compare them before going to the provider that offers them.

Who is behind Unum

Unum is a brand of ETUS DIGITAL LLC, a limited liability company organized in the State of Florida, United States (Florida Division of Corporations, Document No. L19000150138), with its address at 601 Brickell Key Drive, Suite 901, Miami, FL 33131. Unum publishes local editions for more than 30 countries, each in the local language and focused on its own market.

What we do

  • We review credit cards and loans: rates, fees, eligibility, benefits and drawbacks.
  • We compare products from different providers using criteria we explain in each review.
  • We publish guides and news that explain concepts such as APR and the total cost of credit.
  • We review and update our content when providers change their terms or when we find an error.

What we don’t do

Unum is not a bank, lender or card issuer. We do not lend money, we do not receive or process applications, we do not take out credit on your behalf, we do not assess anyone’s creditworthiness and we do not give personalized financial advice. We play no part in approving any product. When a product interests you, we send you to the provider’s official website, which is where you apply. We will never ask you for payments, transfers or bank details.

How we are funded

Unum is free to read. We are funded exclusively by advertising shown on the site by third-party networks, including Google. We do not receive compensation from banks or financial companies for our reviews, and advertising does not determine our ratings or the order in which we present products within a review.

Contact

You can email us at contact@unum.com.br. More details are on our Contact page.