Eligibility requirements:
- Applicants must provide a refundable security deposit starting at $200.
- Must meet income requirements based on requested credit limit.
- Open to applicants with no credit or rebuilding credit.
- Requires a Social Security Number for application processing.
- Pre-approval available with no impact on credit score.
Discover It Secured Credit Card application steps:
- Visit the official Discover application page.
- Complete the online form with your personal and financial details.
- Choose your security deposit amount (minimum $200).
- Submit your application for review.
- Await approval and receive your card in the mail.
Frequently asked questions
What is the minimum income to apply for the card?
Applicants must demonstrate sufficient income to cover credit obligations and the requested credit limit.
How do I track my credit card application?
Log in to your Discover account to check your application status or call their customer service line.
How long does it take for my card to be approved?
Typically, applications are processed within a few business days, though some may take longer.
Can I be approved for Discover It Secured Credit Card with a low score?
Yes, applicants with no or low credit scores may qualify if they meet other underwriting criteria.