Issued by Chase, one of the “Big Four” U.S. banks, serving over 60 million households across the country.
What you need to know about this credit card:
- No annual fee: Enjoy all benefits without paying a yearly maintenance fee
- No foreign transaction fees: Ideal for international travelers or online shoppers
- Variable APR: Between 19.49% and 28.24% after promotional period
- No minimum income required: Approval depends on overall creditworthiness
Pros:
- Up to 5% back at Amazon and Whole Foods: Prime members earn 5% cashback on every purchase—non-members still get 3%
- 2% back at gas stations, restaurants, and local transit: Earn more on daily essentials like fuel, meals, and commuting
- 1% back on all other purchases: Every swipe counts, no matter where you shop
- Redeem points anytime on Amazon: Use rewards at checkout, often by the next day
- Bonus welcome gift: Prime members get a $200 Amazon Gift Card instantly upon approval
Cons:
- High interest if you carry a balance: You’ll lose the grace period and pay interest on new purchases if the bill isn’t paid in full
- Limited redemption flexibility outside Amazon: Best used by shoppers who frequently buy through Amazon
Why Choose Chase for your credit card?
The Amazon Visa offers 5% back with Prime—while the Capital One Walmart Rewards Card only gives 2% back in-store.
Unlike the Citi® Double Cash Card, which offers 2% total, the Amazon Visa gives up to 5% and flexible point redemption at checkout.
Compared to the Discover it® Cash Back card, which has rotating categories, Amazon Visa provides fixed, year-round rewards.
American Express Blue Cash Everyday® offers up to 3% in specific categories, but Amazon Visa covers more lifestyle spending without annual fees.
The Apple Card gives 3% only on select brands. With Amazon Visa, you’re rewarded broadly—Amazon, Whole Foods, gas, dining, and more.
Amazon Visa: let’s get to know it a little better
This card is perfect for Amazon fans who want reliable cashback, low maintenance, and seamless rewards redemption. Whether you’re a student, frequent shopper, or someone rebuilding credit, the Amazon Visa adapts to your lifestyle and maximizes everyday purchases.
How to Apply for Your Amazon Visa
Ready to start earning up to 5% cashback on the things you buy most? Click the button below to explore full card details, including eligibility and all the rewards waiting for you.