Discover the Chase Sapphire Preferred Card, a travel-focused credit card offering exceptional rewards, valuable perks, and flexible redemption options for everyday and travel purchases.
What you need to know about this credit card:
- APR: Variable, ranging from 20.49%–27.49%.
- Annual Fee: $95.
- Bonus Points: 60,000 points after spending $4,000 in 3 months.
- Redemption Value: Points worth 25% more when redeemed for travel via Chase Ultimate Rewards.
Pros
- Earn 5x points on travel purchased through Chase Travel.
- Enjoy 3x points on dining, grocery deliveries, and eligible streaming services.
- No foreign transaction fees, perfect for international purchases.
- Complimentary DashPass subscription, saving on food delivery fees.
- Built-in travel and purchase protection for added peace of mind.
Cons
- Annual fee of $95 may not suit low spenders.
- Requires good to excellent credit for approval.
Why Choose Chase for your credit card?
Compared to Bank of America’s travel cards, Chase offers a 25% point value boost for travel redemptions through Ultimate Rewards.
Unlike Capital One, Chase Sapphire Preferred includes primary auto rental coverage, eliminating additional rental insurance costs.
While Wells Fargo cards prioritize cash back, Chase’s focus on travel rewards offers unmatched benefits for frequent travelers.
Compared to Citi’s offerings, the Chase Sapphire Preferred transfers points to leading airline and hotel programs at a 1:1 ratio.
U.S. Bank doesn’t match Chase’s comprehensive travel protections, making the Sapphire Preferred a standout option.
Chase Sapphire Preferred: let’s get to know it a little better
How to apply for your Chase Sapphire Preferred
Start your journey to premium rewards today by applying for the Chase Sapphire Preferred Card. Click below for all the details and to begin your application.