Start building credit responsibly with the Chase Freedom Student Credit Card while earning unlimited cashback on every purchase.
What you need to know about this credit card:
- 25.99% variable APR, with a Prime Rate-dependent adjustment.
- No annual fee, making it beginner-friendly.
- $25 bonus for automatic payments enrollment within three months.
- Requires a minimum $250 balance in Chase accounts for better approval chances.
Pros
- Unlimited 1.5% cashback: Earn cashback on every purchase without category restrictions.
- No annual fee: Enjoy rewards without extra costs.
- Automatic payment bonus: Get $25 for enrolling in automatic payments.
- Free credit tracking: Monitor your credit score through Chase Credit Journey.
- Upgrade opportunities: Get evaluated for Chase Freedom Unlimited based on your financial habits.
Cons
- High APR: A 25.99% APR may increase costs if balances aren’t paid in full.
- Foreign transaction fees: A 3% fee applies to international purchases.
Why Choose Chase for your credit card?
Compared to U.S. Bank, Chase offers beginner-friendly cards with cashback, while U.S. Bank focuses more on balance transfer offers.
Unlike Bank of America, Chase cards come with no annual fees and easier upgrade paths for new cardholders.
Capital One emphasizes travel rewards, but Chase Freedom Student is perfect for everyday spending rewards with no complexity.
Wells Fargo offers cashback but lacks the unique automatic payment bonus feature Chase provides.
Tomo’s no-credit-check cards are appealing, but Chase’s card supports credit building with rewards and upgrade potential.
Chase Freedom Student Credit Card: let’s get to know it a little better
How to apply for your Chase Freedom Student Credit Card
Start your application journey today to unlock cashback rewards, credit-building tools, and financial growth opportunities.