FIT Mastercard: easy credit access even with a low or limited score

The FIT Mastercard offers easy approval, credit score monitoring and no deposit required

FIT Mastercard: easy credit access even with a low or limited score

Continental Finance has managed over 2.6 million credit cards since 2005 and is rated A+ by the Better Business Bureau. The issuing bank, The Bank of Missouri, has been serving Americans since 1891.

What you need to know about this credit card:

  • Initial Credit Limit: Up to $400, even for applicants with fair or limited credit.
  • Monthly Credit Bureau Reporting: Helps you build or rebuild credit.
  • Free Monthly Credit Score: Monitor your progress through e-statements.
  • Secure Protection: Mastercard Zero Liability for unauthorized transactions.

Pros:

  • Low Barrier to Entry: Accepts applicants with less-than-perfect credit.
  • Monthly Reporting: Helps boost your score with the three major bureaus.
  • Credit Score Monitoring: Free access to your monthly score for better tracking.
  • Mastercard Protection: Zero Liability gives you full fraud protection.
  • Wide Acceptance: Use it anywhere Mastercard is accepted.

Cons:

  • Annual Fees May Apply: There might be a cost for maintaining the card.
  • No Rewards Program: This card focuses on rebuilding credit, not earning points.

Why Choose The Bank of Missouri for Your Credit Card?

Unlike Capital One’s Platinum Secured card, the FIT Mastercard® doesn’t require a security deposit.

Compared to the Discover it® Secured, FIT offers faster initial credit decisions.

The Milestone® Gold Mastercard has a similar limit, but FIT gives free credit scores.

While Credit One Bank® Visa has rewards, FIT has fewer eligibility restrictions.

Chime’s credit builder card needs a Chime account—FIT keeps it simple and independent.

FIT Mastercard®: Let’s Get to Know It a Little Better

How to Apply for Your FIT Mastercard®

Applying is simple and fast. Just click the button below to start building your credit today. With easy approval and credit score reporting, this card can help you unlock a brighter financial future.