Eligibility requirements:
- Must be 18 years or older and a U.S. resident.
- Social Security Number is required to apply.
- Good to excellent credit score (typically 670+).
- Verifiable source of income for application approval.
Discover it Cash Back Credit Card application steps:
- Visit the official card page: Discover it Cash Back Credit Card.
- Click “See if you’re pre-approved” for a risk-free check.
- Fill out the application form with accurate personal and financial information.
- Review the terms and submit your application.
- Wait for approval—digital cards may be issued instantly if eligible.
Frequently asked questions
What is the minimum income to apply for the card?
There is no strict minimum, but verifiable income is required to demonstrate financial stability.
How do I track my credit card application?
Log in to the Discover website to check your application status or call their customer service.
How long does it take for my card to be approved?
Approval can be instant, but in some cases, it may take up to 7-10 business days.
Can I be approved for the Discover it Cash Back Credit Card with a low score?
Approval is less likely with a low score, but pre-approval can assess eligibility without impacting your credit.