Elevate Your Business with Spark 1% Classic Rewards Right Now

Discover how the Spark 1% Classic card can empower your business with unlimited cash back

Elevate Your Business with Spark 1% Classic Rewards Right Now

Eligibility requirements:

  • Credit Level: Fair
  • Annual Fee: None
  • Minimum Credit Line: $300
  • APR for Purchases: 29.99% variable

Spark 1% Classic application steps:

  1. Gather your legal business name, address, and business tax ID number (TIN).
  2. Collect personal information for all business owners (legal names, addresses, SSNs).
  3. Visit the Capital One website.
  4. Complete the online application form.
  5. Submit your application and await a decision in seconds.

Frequently asked questions

What is the minimum income to apply for the card?

You can include personal and shared income from various sources, including jobs, self-employment, and regular deposits.

How do I track my credit card application?

After applying, you can track your application status online through the Capital One website or mobile app.

How long does it take for my card to be approved?

Approval decisions are usually made within seconds after submitting your application online.

Can I be approved for Spark 1% Classic with a low score?

Yes, this card is designed for individuals with fair credit scores, making it accessible for those looking to build their credit.