Eligibility requirements:
- Minimum spending requirement: Spend $4,000 within 90 days to unlock the 60,000 bonus points.
- Annual income: While no specific figure is provided, a strong financial profile is recommended.
- Credit score: Applicants with good to excellent credit scores (700+) are most likely to qualify.
- Residency: Must be a U.S. resident with a valid Social Security number or Tax ID.
Bank of America Premium Rewards application steps:
- Visit the official Bank of America website.
- Navigate to the Premium Rewards card application page.
- Fill in your personal details, including income, employment, and contact information.
- Review the terms and conditions before submitting your application.
- Wait for a confirmation email or status update on your application.
Frequently asked questions
What is the minimum income to apply for the card?
While no minimum income is specified, a stable financial profile significantly boosts approval chances.
How do I track my credit card application?
Track your application via Bank of America’s online portal or by calling their customer service.
How long does it take for my card to be approved?
Approval typically takes a few days, but it can vary based on your financial profile.
Can I be approved for Bank of America Premium Rewards with a low score?
Applicants with lower scores may face challenges; improving your credit score is advisable for better chances.