Eligibility Requirements:
- UAE resident with valid visa
- Age between 21 and 60
- Minimum salary (as per segment)
- Salary transfer to ADCB
- Clean financial standing
ADCB Personal Loan application steps:
- Download the ADCB Hayyak App or use ADCB Mobile Banking
- Fill out the application form digitally
- Upload required documents
- Wait for loan decision within 3 working days
- Receive funds directly into your ADCB account
Frequently Asked Questions
How long does it take to get approved for ADCB?
Approval typically takes up to 3 working days, provided documents are complete.
Is it required to explain why credit is being used?
No. ADCB does not require a reason for the loan usage.
Do I need to have a good credit score to be approved for ADCB?
While credit history helps, approval is also based on salary and employer profile.
Can I apply for a loan if I am self-employed?
No. This loan is currently offered only to salaried expatriates with salary transfer.