Eligibility Requirements
- You must be at least 21 years old
- Minimum monthly salary of AED 5,000
- Or eligible for a credit limit of at least AED 3,000
- UAE residency or valid UAE mobile registration
ADCB Essential Cashback Credit Card application steps
- Visit ADCB’s official website or download the ADCB app
- Click on “Apply for Essential Cashback Card”
- Fill out the secure application form with your details
- Upload required documents (Emirates ID, salary proof, etc.)
- Submit and wait for ADCB to contact you via SMS or email
Frequently Asked Questions
What is the minimum income to apply for the card?
You’ll need to earn at least AED 5,000 per month or qualify for a minimum AED 3,000 credit limit.
How do I track my credit card application?
You’ll receive SMS and/or email updates from ADCB after submitting your application.
How long does it take for my card to be approved?
Most applications are processed within a few business days, depending on documentation.
Can I be approved for the ADCB Essential Cashback Card with a low score?
Approval depends on income, existing liabilities, and internal credit assessment. A moderate score may still qualify you if other criteria are met.