If you are looking for a convenient loan in Malaysia solution for home appliances, furniture, kitchen appliances, or other eligible products, AEON Objective Financing offers a simple financing process, affordable repayments, and access to thousands of participating merchants across Malaysia.
AEON Objective Financing: best loan for home appliances, furniture and lifestyle purchases
AEON Objective Financing is ideal for consumers who want to spread the cost of essential or lifestyle purchases over time. With repayment tenures ranging from 6 to 48 months, this personal loan solution gives borrowers the flexibility to choose a repayment schedule that suits their financial situation.
You do not need a credit card to apply, and monthly repayments start from as low as RM48. Combined with attractive personal loan interest rates from 1.0% per month and acceptance at more than 5,000 participating merchants nationwide, it provides a practical financing option for many Malaysians.
Should I get an instalment financing loan from AEON Credit Service?
AEON Credit Service (M) Berhad is one of Malaysia’s leading consumer financing companies, offering a wide range of financial products. Its nationwide merchant network and years of experience make it a trusted personal loan bank for consumers seeking accessible financing.
Customers can repay through Auto Debit, Cash Deposit Machines, MEPS Interbank GIRO, AEON Wallet Malaysia, or over the counter at AEON Credit Service branches. This convenience makes AEON Objective Financing a practical loan application.
How to get a loan from AEON Credit Service?
To get the AEON Objective Financing, you need to:
Individual applicants
- Be a Malaysian citizen.
- Be between 18 and 65 years old.
- Have worked for at least 6 months in your current employment.
- Earn a minimum monthly gross income of RM1,300.
- Provide an office telephone number and a mobile or home telephone number.
- Have one contactable referee.
- Be contactable by AEON Credit Service.
Self-employed applicants
- Be a Malaysian citizen.
- Be between 18 and 65 years old.
- Have operated your current business for at least 1 year.
- Earn a minimum monthly net income of RM1,000.
- Provide an office telephone number and a mobile or home telephone number.
- Have one contactable referee.
- Be contactable by AEON Credit Service.
Required documents
Individual applicants
- Photocopy of MyKad (front and back).
- One month proof of income or EPF statement.
- Latest bank proof.
Self-employed applicants
- Business Registration Form.
- Photocopy of MyKad of the proprietor, partners, or directors (front and back).
- Latest three months’ company bank statements.
Apply for loan
- Visit your nearest participating AEON Credit Service merchant.
- Choose the eligible product you wish to finance.
- Complete the application form.
- Submit the required supporting documents.
- Wait for AEON Credit Service to review your application.
- Upon approval, complete the purchase using AEON Objective Financing.
FAQ
Can I get a loan from AEON Credit Service without a job?
Individual applicants must have been employed for at least six months and meet the minimum income requirement. Self-employed applicants may also apply if they satisfy AEON Credit Service’s eligibility criteria.
How much will I get approved for AEON Objective Financing?
The financing amount is subject to AEON Credit Service’s assessment. The company does not publicly specify a minimum or maximum financing amount for this product.
How to pay off AEON Objective Financing?
Repayments can be made through Auto Debit, over the counter at AEON Credit Service branches, Cash Deposit Machines (CDM), MEPS Interbank GIRO, or the AEON Wallet Malaysia app.
How to cancel a loan application with AEON Credit Service?
If you wish to cancel your application, contact AEON Credit Service as soon as possible before the financing is approved or disbursed. The company will advise you on the applicable cancellation procedure.