The UOB ONE Platinum credit card is designed for people who want to maximise savings on everyday expenses. By meeting the monthly spending requirement, cardholders can enjoy attractive cashback across popular spending categories.
UOB ONE Platinum: best credit card for everyday cashback
The UOB ONE Platinum is one of the best credit cards available in Malaysia. Spend at least RM1,500 per statement month and receive up to 10% cashback on eligible petrol, selected grocery stores, dining transactions and Grab services.
The card also offers excellent long-term value. Cardholders can enjoy a one-year annual fee waiver as part of the welcome campaign and continue qualifying for annual fee waivers by meeting the required yearly spending threshold.
Should I get a credit card from UOB?
United Overseas Bank is one of Asia’s leading banking groups, with a strong presence across Southeast Asia and decades of experience serving retail and business customers. Its reputation for financial stability and digital innovation makes every credit card application supported by a trusted regional bank.
Choosing the UOB ONE Platinum credit card gives you access to attractive cashback, seamless account management through the UOB TMRW app, secure digital banking services and a wide range of exclusive promotions.
How to get a credit card from UOB?
To obtain the UOB ONE Platinum Card, you need:
- Be at least 21 years old for the principal card.
- Be at least 18 years old for a supplementary card.
- Have a minimum annual income of RM36,000.
- Prepare the required identification and income documents.
- Meet UOB’s credit assessment requirements.
Apply for credit card
- Visit the official UOB Malaysia website.
- Select the UOB ONE Platinum Card.
- Complete the online apply for credit card form.
- Upload the required supporting documents.
- Submit your credit card application.
- Wait for UOB’s approval.
- Activate your card and begin earning cashback on eligible purchases.
FAQ
How UOB ONE Platinum Card interest works?
Interest is charged according to UOB Malaysia’s applicable credit card terms and conditions whenever outstanding balances are not paid in full by the payment due date.
How to increase UOB ONE Platinum Card limit?
You can request a credit limit review through UOB. Approval depends on factors such as your repayment history, income and overall credit profile.
How to pay off UOB ONE Platinum Card?
Payments can be made through the UOB TMRW app, UOB Personal Internet Banking, bank transfers or other payment methods supported by UOB Malaysia.
How to cancel a credit card from UOB?
Contact UOB Malaysia Customer Service to request card cancellation. Before closing the account, ensure that all outstanding balances, interest and applicable charges have been fully settled.