The Standard Chartered Simply Cash credit card is designed for people who want to maximise savings on everyday purchases. Instead of focusing on reward points, this card delivers cashback on essential spending categories such as petrol, groceries and dining.
Standard Chartered Simply Cash: best credit card for everyday cashback
If you spend regularly on fuel, supermarket shopping and dining, the Standard Chartered Simply Cash is one of the best credit cards available in Malaysia. Cardholders who spend RM2,500 or more in a calendar month can earn up to 15% cashback on eligible petrol, grocery and dining transactions.
The card also includes valuable lifestyle benefits. Eligible purchases can be converted into a 0% Easy Payment Scheme at participating merchants, while the first-year annual fee waiver helps reduce the initial cost of ownership.
Should I get a credit card from Standard Chartered?
SC is one of the world’s leading international banking groups, with a presence in more than 50 markets and a long-standing reputation for innovation and financial expertise. Its broad range of banking products and digital services makes every credit card application supported by an experienced global institution.
The Standard Chartered Simply Cash credit card is an excellent choice for customers who prioritise cashback on essential spending instead of collecting points or airline miles.
How to get a credit card from Standard Chartered?
To obtain the Standard Chartered Simply Cash Credit Card, you need:
- Be between 21 and 65 years old for the principal card.
- Be between 18 and 65 years old for a supplementary card.
- Have a minimum annual income of RM96,000.
- Prepare the required identification and income documents.
- Meet Standard Chartered Malaysia’s credit assessment requirements.
Apply for credit card
- Visit the official Standard Chartered Malaysia website.
- Select the Standard Chartered Simply Cash Credit Card.
- Complete the online apply for credit card form or apply through a Priority Banking or Priority Mortgage Relationship Manager at a Standard Chartered branch.
- Submit the required supporting documents.
- Complete your credit card application.
- Wait for the bank’s approval.
- Activate your card and start enjoying cashback on eligible purchases.
FAQ
How Standard Chartered Simply Cash Credit Card interest works?
Finance charges range from 15% to 18% per annum, depending on the applicable tiered interest rate and your repayment behaviour, in accordance with Standard Chartered Malaysia’s terms and conditions.
How to increase Standard Chartered Simply Cash Credit Card limit?
You may request a credit limit review through Standard Chartered Malaysia. Approval depends on the bank’s assessment of your income, repayment history and overall credit profile.
How to pay off Standard Chartered Simply Cash Credit Card?
Payments can be made through Standard Chartered Online Banking, the SC Mobile app, automatic payment arrangements or other payment channels supported by Standard Chartered Malaysia.
How to cancel a credit card from Standard Chartered?
Contact Standard Chartered Malaysia Customer Service to request cancellation of your card. Before closing the account, ensure that all outstanding balances, finance charges and any applicable fees have been fully settled.