The RHB Cash Back credit card is designed for people who want immediate savings on their everyday expenses. Instead of collecting reward points, cardholders receive cashback across multiple spending categories, with higher cashback rates unlocked as their monthly retail spending increases.
RHB Cash Back: best credit card for everyday cashback
The RHB Cash Back is one of the best credit cards for customers who regularly spend on household essentials. You can earn up to 5% cashback on eligible petrol, dining, utilities and grocery purchases, plus up to 10% cashback on eligible online dining and grocery transactions.
Cashback is subject to the applicable monthly category caps, while other eligible retail spending continues to earn 0.2% cashback through your card credit.
Should I get a credit card from RHB?
RHB Banking Group is one of Malaysia’s largest financial institutions, providing banking and financial services throughout Malaysia and the ASEAN region. Its extensive banking experience and comprehensive digital services make every credit card application backed by a well-established financial group.
The RHB Cash Back credit card is an excellent option for customers who prefer cashback over reward points. With rewards covering petrol, groceries, dining, utilities and online spending, together with flexible payment solutions and annual fee waivers, the card delivers practical value for everyday financial management.
How to get a credit card from RHB?
To obtain the RHB Cash Back Credit Card, you need:
- Be at least 21 years old.
- Have a minimum annual income of RM24,000.
- Prepare the identification and supporting documents requested by RHB.
- Meet the bank’s credit assessment requirements.
Apply for credit card
- Visit the official RHB Malaysia website.
- Select the RHB Cash Back Credit Card.
- Complete the online apply for credit card form.
- Upload the required supporting documents.
- Submit your credit card application.
- Wait for RHB’s approval.
- Activate your card and begin earning cashback on eligible spending.
FAQ
How RHB Cash Back Credit Card interest works?
Finance charges range from 15% to 18% per annum, depending on your repayment behaviour. Cardholders who make prompt minimum payments may qualify for lower finance charge tiers according to RHB’s terms and conditions.
How to increase RHB Cash Back Credit Card limit?
You can request a credit limit review from RHB. Approval depends on factors such as your income, repayment history and the bank’s credit assessment.
How to pay off RHB Cash Back Credit Card?
Payments can be made through RHB Online Banking, the RHB Mobile Banking app, automatic payment services or other payment channels supported by RHB.
How to cancel a credit card from RHB?
Contact RHB Customer Contact Centre or visit an RHB branch to request card cancellation. Before the account can be closed, all outstanding balances, finance charges and applicable fees must be fully settled.