The HSBC Live+ credit card is designed for people who want more value from their everyday spending. Whether you enjoy dining out, shopping with family or paying for streaming subscriptions, this card helps you earn cashback across popular lifestyle categories while also providing unlimited cashback.
HSBC Live+: best credit card for cashback on everyday lifestyle spending
If your monthly budget includes restaurants, retail purchases and entertainment, the HSBC Live+ stands out among the best credit cards in Malaysia. Cardholders can earn up to 5% cashback on eligible dining, shopping and entertainment spending by meeting the required monthly spending threshold.
Beyond cashback, this card credit offers excellent everyday convenience. HSBC Smart Privileges unlock discounts on travel, shopping and dining, while Visa benefits provide additional value.
Should I get a credit card from HSBC?
HSBC has built a strong international reputation over many decades and remains one of the world’s leading banking and financial services organisations. The bank offers a broad portfolio of banking products, digital services, wealth management solutions and competitive credit card application options.
Choosing an HSBC credit card also gives you access to a reliable mobile banking app, worldwide acceptance, dedicated customer support, Visa promotions and lifestyle privileges through HSBC Smart Privileges.
How to get a credit card from HSBC?
To obtain the HSBC Live+, you need:
- Be at least 21 years old for the primary card.
- Be at least 18 years old for a supplementary card.
- Have a minimum annual income of RM102,000.
- Prepare the supporting documents requested by HSBC during the application process.
Apply for credit card
- Visit the official HSBC Malaysia website.
- Select the HSBC Live+ Credit Card.
- Complete the online apply for credit card form.
- Upload the required supporting documents.
- Submit your credit card application.
- Wait for HSBC’s assessment and approval.
- Receive your card and activate it before making purchases.
FAQ
How HSBC Live+ interest works?
Interest is charged according to HSBC Malaysia’s applicable credit card terms and conditions when outstanding balances are not paid in full by the payment due date.
How to increase HSBC Live+ limit?
You may request a credit limit review through HSBC. Approval depends on the bank’s assessment, including your repayment history and financial profile.
How to pay off HSBC Live+?
Payments can be made through HSBC Online Banking, the HSBC Malaysia Mobile Banking app, cash deposits, bank transfers or other payment channels offered by HSBC.
How to cancel a credit card from HSBC?
Contact HSBC Malaysia Customer Service and request the cancellation. The bank may require all outstanding balances and applicable charges to be fully settled before closing the account.