About Us

Unum is an independent editorial website about personal finance. At unum.com.br/in we publish reviews, guides and news about credit cards and loans available in India, so you can understand and compare them before going to the bank or financial institution that offers them.

Who is behind Unum

Unum is a brand of ETUS DIGITAL LLC, a limited liability company organised in the State of Florida, United States of America (Florida Division of Corporations, Document No. L19000150138), incorporated on 6 June 2019, with its address at 601 Brickell Key Drive, Suite 901, Miami, FL 33131, United States of America. Unum publishes local editions for more than 30 countries, each focused on its own market.

What we do

  • We review credit cards and loans: interest rates, fees, eligibility, benefits and drawbacks.
  • We explain the criteria we use in each review.
  • We publish guides and news that explain financial concepts in plain language.
  • We review and update our content when banks and financial institutions change their terms or when we find an error.

What we don’t do

Unum is not a bank, NBFC or card issuer. We do not lend money, we do not receive, process or forward applications, we do not take out credit on your behalf, we do not assess anyone’s creditworthiness and we do not give personalised financial advice. We do not offer quotes, calculators or insurance products. Our content is general information and does not cover every bank, financial institution or product available in India. When a product interests you, we send you to the official website of the bank or financial institution, which is where you apply and where you will find the official interest rate, APR and Key Fact Statement. We will never ask you for payments, transfers or bank details.

How we are funded

Unum is free to read. We are funded exclusively by advertising shown on the site by third-party networks, including Google. Unum does not receive compensation from banks or financial institutions for its reviews. Advertising does not determine our ratings or the order in which we present products.

Contact

You can email us at contact@unum.com.br. More details are on our Contact page.