Last Updated: July 28, 2025
Welcome to Unum’s Privacy Policy. This document explains who we are, how we collect and use your personal data, and the safeguards we apply to protect your information. Unum is committed to transparency and to protecting your privacy in accordance with the Federal Decree-Law No. 45 of 2021 on the Protection of Personal Data (PDPL) and other applicable data protection regulations in the United Arab Emirates.
Who We Are
We are Unum, a digital platform that helps you discover, compare, and evaluate financial products and services suited to your needs. While we do not directly offer financial products, we empower users to make informed financial decisions. Privacy and personal data protection are fundamental to our operations.
What Kind of Data We Collect
- Personal Data: Information that can identify you directly or indirectly, such as your name, email address, phone number, and other contact or identifying details.
- Non-Personal Data: Aggregated or anonymized data such as browsing behavior, interaction with content, device type, and general geographic location.
How We Collect Your Information
- Information You Provide: Through forms, account creation, direct communication, or content submissions.
- Automated Technologies: Through cookies, pixels, analytics tools, and other digital tracking technologies.
- Third-Party Sources: From partners, affiliates, or publicly available sources, when allowed by law and with your consent.
Why We Collect and Use Your Data
We collect your personal data to:
- Verify your identity and prevent fraudulent activity;
- Recommend financial products and services tailored to your interests;
- Send informational or promotional communications;
- Improve the functionality, performance, and security of our platform;
- Show personalized advertisements via services like Google Ads.
Note: Some features on the Unum platform may require registration and the submission of personal information in order to function properly.
How We Share Your Data
We do not sell your personal data. However, we may share your data under the following circumstances:
- With Affiliates: Within our corporate group to improve and deliver services;
- With Partners: To respond to your requests or display relevant third-party offerings;
- With Government Authorities: Where legally required under UAE law, including for compliance or law enforcement purposes;
- With Advertisers: For targeted advertising, governed by the privacy practices of third-party platforms (e.g., Google).
All third parties must process your data in accordance with this Privacy Policy and UAE data protection law.
Your Rights Under UAE Law
In accordance with the UAE Personal Data Protection Law (PDPL), you may have the right to:
- Be informed about the collection and use of your personal data;
- Access and review your personal data;
- Request correction or update of inaccurate or incomplete data;
- Object to or restrict the processing of your data, in cases permitted by law;
- Withdraw consent where processing is based on consent;
- Request deletion of your personal data in accordance with applicable legal requirements;
- Lodge complaints with the UAE Data Office or other competent authority.
Cookies and Ad Technologies
We use cookies and similar technologies to enhance your browsing experience. Third-party advertisers may also use cookies to deliver personalized ads and measure campaign performance. You may adjust your cookie preferences via your browser settings or opt out of personalized advertising via Google Ad Settings.
How We Protect Your Data
We implement a range of technical, organizational, and legal safeguards, including:
- Secure cloud hosting environments;
- Data encryption and restricted access controls;
- Routine audits, risk assessments, and cybersecurity testing;
- An incident response process to manage and report any data breaches.
While no system is entirely immune to security risks, we act promptly in response to incidents and notify affected users and relevant authorities as required by law.
Important Notes
While no system is entirely immune to security risks, we act promptly in response to incidents and notify affected users and relevant authorities as required by law.
- You are at least 18 years old and legally eligible to use our services;
- You have read, understood, and agreed to this Privacy Policy and our Terms of Use;
- Unum will never request payments or sensitive personal information via email;
- You may occasionally receive surveys or feedback invitations to help improve our services.
Contact Us
If you have questions, requests, or concerns related to your personal data, please contact our Data Protection Officer (DPO) at: dpo@unum.com.
We reserve the right to update this Privacy Policy from time to time. Please check this page periodically. Continued use of our services following any updates constitutes your acceptance of the revised policy.
Date of Last Update: July 28, 2025