CIMB Niaga Finance offers reliable financing solutions for both new and used vehicles, ensuring that whether you’re buying new or pre-owned, you get competitive rates and flexible repayment options.
What you need to know about these loans:
- New Vehicles: Tailored financing for brand new cars, with interest rates as low as 3.00% per year.
- Used Vehicles: Financing for used cars with competitive rates starting at 6.47% per year.
- Flexible Repayment Terms: Choose repayment periods up to 6 years, with consistent, manageable installments.
- Low Down Payments: Starting from just 10%, making your car purchase more accessible.
- Secure Storage: Your vehicle’s BPKB is kept safe by CIMB Niaga throughout the loan term.
Pros:
- Dual Financing Options: Choose from tailored solutions for both new and used cars.
- Competitive Interest Rates: Benefit from stable rates over your loan term.
- Low Initial Costs: Down payments as low as 10%.
- Secure and Convenient: Your BPKB is stored securely, and payments are auto-debited for convenience.
Cons:
- Age Restrictions: Maximum borrower age of 55 years at loan maturity.
- Insurance Requirement: Comprehensive insurance coverage required throughout the loan period.
Why Choose CIMB Niaga Finance for Your Car Purchase?
Mandiri KKB offers flexible loans, but CIMB Niaga provides a wide range of options for both new and used cars, with lower starting rates for used vehicles.
BRI KKB might focus on new cars, but CIMB Niaga’s competitive rates make it ideal for both new and used purchases.
BCA KKB provides flexibility, but CIMB Niaga’s secure BPKB storage and low down payments set it apart.
Danamon KKB has standard rates, but CIMB Niaga offers lower down payments and competitive interest rates.
BNI KKB offers good rates, yet CIMB Niaga’s quick and easy approval process makes it a strong option.
CIMB Niaga Car Loan: let’s get to know it a little better
How to Apply for Your CIMB Niaga Car Loan
Ready to finance your new or used car? Click below to apply for your CIMB Niaga Finance loan and secure competitive rates today!