Get the perfect travel credit card with premium perks, no first-year annual fee, and up to 10x reward points for international and travel-related purchases.
What you need to know about this credit card:
- Annual fee: Free for the first year; afterward, varies by card tier
- Interest rate: 1.75% per month or 21% per year
- Minimum income requirement: IDR 3,000,000 per month
- Additional card fee: Starts from IDR 100,000, redeemable with reward points
Pros
- Earn multiple reward points – Get 10x points on foreign currency transactions and 5x on hotel, airline, and travel purchases
- Zero-interest installments – Convert purchases into 3-month 0% Simple Pay installments
- No annual fee for the first year – Applies to primary and up to five supplementary cards
- Exclusive merchant offers – Enjoy special discounts and installment plans at partnered stores
- Easy card management – Use the Permata ME app to track transactions, adjust limits, and request cash advances
Cons
- Limited airport lounge benefits – Lounge access requires point redemption
- Foreign transaction fees apply – Despite earning extra points, international purchases may have additional fees
Why Choose Permata Bank for your credit card?
DZ Bank focuses on business clients rather than rewarding travelers like Permata Reward Card. If you want a personal credit card packed with benefits, this is a better fit.
Deutsche Bank offers premium services, but their credit cards come with higher annual fees. Permata Reward Card gives similar perks at a much lower cost.
Commerzbank provides good installment plans but lacks generous reward points. If you frequently travel, Permata’s 10x reward program is the smarter choice.
KfW specializes in development loans, not credit cards. For an all-in-one travel and lifestyle solution, Permata Reward Card is the superior option.
Volkswagen Bank has financing plans but limited travel rewards. If you seek a well-rounded travel card, Permata Bank’s credit card stands out.
Permata Reward Card: let’s get to know it a little better
How to apply for your Permata Reward Card
Applying is fast and hassle-free! With just a few steps, you can unlock incredible benefits and enjoy seamless transactions worldwide. Click below to learn more!