United Overseas Bank (UOB) is one of Asia’s leading financial institutions, serving millions of customers across the region and providing a trusted credit card application experience.
What you need to know about this credit card
- Minimum annual income: RM36,000 for the UOB ONE Platinum Card.
- Minimum age: 21 years old for principal cardholders and 18 years old for supplementary cardholders.
- Minimum monthly spend: RM1,500 per statement month to qualify for 10% cashback on eligible categories.
- Annual fee: Principal RM195 and Supplementary RM100. The annual fee can be waived by spending at least RM20,000 per year.
Pros
- Earn up to 10% cashback on petrol purchases.
- Enjoy up to 10% cashback on selected grocery stores.
- Receive cashback on dining and Grab transactions.
- Unlimited 0.2% cashback on other eligible retail spending.
- Annual fee waiver available upon meeting the yearly spending requirement.
Cons
- 10% cashback requires a minimum monthly spending threshold.
- Cashback for bonus categories is subject to monthly caps.
Why choose UOB for your credit card?
Compared with the HSBC Live+ Credit Card, UOB ONE rewards petrol, groceries and Grab spending, making this credit card ideal for everyday expenses.
Unlike the Hong Leong Essential Card, UOB ONE offers significantly higher cashback rates once the qualifying spend is met, giving more value to your card credit.
Compared with the AEON Member Plus Gold Card, UOB ONE rewards purchases across multiple merchants instead of focusing mainly on AEON stores, making it one of the best credit cards for daily use.
Unlike the CIMB Cash Rebate Platinum Card, UOB ONE includes dedicated cashback on Grab services, adding flexibility for modern lifestyles using your credit card.
Compared with the Maybank 2 Gold Cards, UOB ONE delivers stronger cashback on selected spending categories when eligible monthly spending requirements are achieved through your apply credit card journey.
How to apply for your UOB ONE Card
If you want to maximise cashback on everyday purchases, start your apply for credit card application today and discover how the UOB ONE Card can reward your spending every month.