RHB Cash Back credit card with up to 10% cashback on online dining and groceries

Turn your purchases into bigger savings with the RHB Cash Back best credit cards option, offering cashback across multiple spending categories.

RHB Cash Back

RHB Banking Group is one of Malaysia’s leading financial institutions, serving millions of customers across ASEAN with a trusted credit card application experience.

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What you need to know about this credit card

  • Minimum annual income: RM24,000.
  • Eligibility: Principal cardholders must be at least 21 years old.
  • Annual fee: Free for the first year. RM70 per year thereafter, waived with a minimum annual spend of RM10,000. Supplementary cards enjoy a lifetime annual fee waiver.
  • Cashback: Earn up to 10% cashback on eligible online dining and grocery spending, with cashback rates increasing based on your total monthly retail spend.

Pros

  • Earn up to 10% cashback on eligible online dining and grocery purchases.
  • Receive up to 5% cashback on petrol, dining, utilities and groceries.
  • First-year annual fee waiver.
  • Annual fee waiver with qualifying yearly spending.
  • Access Smart Pay, Smart Move, Smart Instalment and CashXcess facilities.

Cons

  • Higher cashback rates require higher monthly retail spending.
  • Cashback is subject to monthly category caps.

Why choose RHB for your credit card?

Compared with the UOB ONE Platinum Card, RHB Cash Back rewards more everyday spending categories, making this credit card suitable for a wider range of purchases.

Unlike the Hong Leong Essential Card, RHB Cash Back offers cashback that increases with your monthly spending, giving greater value to your card credit.

Compared with the Standard Chartered Simply Cash Credit Card, RHB Cash Back includes cashback on utility bill payments in addition to petrol, groceries and dining, making it one of the best credit cards for household expenses.

Unlike the HSBC Live+ Credit Card, RHB Cash Back rewards online dining and grocery purchases with up to 10% cashback, providing extra savings through your credit card.

Compared with the Maybank Visa Gold Card, RHB Cash Back focuses on cashback instead of reward points, making your apply for credit card decision ideal if immediate savings are your priority.

How to apply for your RHB Cash Back Credit Card

If you want to earn cashback on almost every essential expense, start your apply for credit card journey today and discover how the RHB Cash Back Credit Card can help you save every month.

I WANT THIS CARD