Bank Central Asia (BCA), renowned for its vast customer network, has consistently been celebrated for its exceptional financial services in Indonesia.
What You Need To Know About This Credit Card:
- Annual Fee: IDR 450,000: A competitive yearly charge for premium cardholders.
- Foreign Transaction Fee: Enjoy a low transaction fee of 1.75% for international purchases.
- Cash Advance Fee: A reasonable 1.75% fee for credit card cash withdrawals overseas.
- Late Payment Charge: A minimal fee of 1% or up to a maximum of IDR 100,000 for late payments.
Pros:
- Exclusive Airport Lounge Access: Access premium JCB airport lounges globally up to 8 times a year.
- Dual Reward Points: Earn 2x BCA Rewards on retail transactions in Japan, Singapore, and South Korea.
- No Contact Transactions: Tap to pay with the latest in contactless payment technology.
- Travel Accident Insurance: Automatic travel accident insurance provides peace of mind.
- Competitive Forex Rates: Benefit from favorable exchange rates for JPY, SGD, and KRW.
Cons:
- Limited Lounge Visits: Free lounge access is capped at 8 visits per year, which might be limiting for frequent travelers.
- Annual Fee Non-waivable: The annual fee of IDR 450,000 is not waived for the first year.
Why Choose BCA for Your Credit Card?
Vs. Mandiri Visa Gold: BCA JCB Black offers better forex rates, especially in key currencies like JPY and SGD.
Vs. BNI Platinum Credit Card: BCA JCB Black provides double the rewards points on international spendings.
Vs. CIMB Niaga Mastercard Platinum: Enjoy more exclusive JCB plaza services with BCA JCB Black.
Vs. HSBC Premier Mastercard: BCA offers more competitive annual fee rates with comparable premium benefits.
Vs. OCBC NISP Platinum: Gain access to more luxurious and extensive lounge networks with BCA JCB Black.
BCA JCB Black: Let’s Get to Know It a Little Better
How to Apply for Your BCA JCB Black
For those looking to elevate their travel and shopping experiences, click the link below to apply for your BCA JCB Black now and start enjoying unparalleled rewards and convenience!