Founded in 1858, NAB is one of Australia’s “Big Four” banks, trusted by over 8.5 million customers.
What you need to know about this credit card:
- Bonus offer: Up to 130,000 bonus Qantas Points (90k in the first 90 days + 40k after 12 months).
- Annual fee: $420 (existing customers enjoy a $100 lifetime discount, reducing it to $320).
- Purchase rate: 20.99% p.a. with up to 44 days interest-free.
- Minimum credit limit: $15,000 with Qantas Points capped at $20,000 spend per statement period.
Pros:
- Generous sign-up bonus: Up to 130,000 Qantas Points to fast-track your next trip.
- Strong earn rate: 1 point per $1 (up to $5k monthly) plus 1 bonus point on eligible Qantas spend.
- Free Qantas Frequent Flyer membership: A saving of $99.50.
- Comprehensive insurances: Travel, rental car excess, extended warranty, and purchase protection.
- Premium benefits: Concierge service, Visa Premium Access, and emergency assistance.
Cons:
- High annual fee: At $420, it’s one of NAB’s most expensive cards.
- Points cap: Reduced earn rate (0.5 points) once you pass $5,000 in monthly spend.
Why Choose NAB for Your Credit Card?
ANZ Frequent Flyer Black: Offers Qantas Points too, but NAB’s 130k bonus is more rewarding upfront.
Westpac Altitude Platinum Qantas: Lower income threshold, but fewer perks and weaker earn structure.
CommBank Awards Credit Card: Points flexibility is strong, but it doesn’t partner with Qantas directly.
St.George Amplify Qantas Platinum: Decent card, but capped earn and smaller bonus than NAB’s Signature.
American Express Qantas Ultimate: Powerful earn rate, but higher annual fee and less universal acceptance than NAB’s Visa.
NAB Qantas Rewards Signature Card: let’s get to know it a little better
How to Apply for Your NAB Qantas Rewards Signature Card
Ready to take your travel further? Apply online in just 15 minutes and get a response in 60 seconds. With a massive Qantas Points bonus and premium perks, this card is made for jetsetters.