Complimentary insurances, 24/7 concierge and a 0% balance transfer credit card offer, all in one card. The NAB Qantas Rewards Signature Card is NAB’s premium Qantas credit card. It’s made for travellers who want every purchase to bring the next trip closer.
NAB Qantas Rewards Signature Card: the best credit card for frequent flyers
Every eligible purchase earns 0.75 Qantas Points per $1 on the first $3,000 each statement period, then 0.25 per $1 up to $15,000. Free Qantas Frequent Flyer membership makes this frequent flyer credit card easy to start with.
Spending overseas adds 0.5 bonus points per $1, uncapped, and eligible Qantas services add 1 bonus point per $1. Complimentary travel and purchase cover make it a strong pick for best travel credit card Australia.
Is a NAB credit card worth it?
NAB is one of Australia’s Big Four banks and the country’s biggest business bank, with around 10 million customers. That kind of scale is reassuring when you’re hunting for the best credit card Australia offers.
Cardholders also get NAB Defence fraud detection, 24/7 NAB Concierge, Visa Premium Access discounts and free additional cardholders. Few cards can match that as a credit card with complimentary travel insurance.
What are the eligibility requirements for a NAB credit card?
To apply for the NAB Qantas Rewards Signature Card, you’ll need to meet the following eligibility criteria:
- Be aged 18 or older
- Have a regular income
- Be an Australian resident for tax purposes
- Be an Australian or New Zealand citizen, an Australian Permanent Resident, or a non-resident with an acceptable Temporary Residency Visa
- Have an Australian mobile number
- New customers need at least one form of ID (two are preferred): Australian passport, foreign passport, Australian driver’s licence, or Medicare card (only with another ID)
How to apply for the credit card
- Check that you meet all the eligibility criteria.
- Have your ID and a smartphone ready, since you’ll scan your ID and take a selfie for verification.
- Click the button below and complete the online application. It takes about 15 minutes.
- Get a response in 60 seconds. If you’re conditionally approved, NAB may ask for extra information.
- Once you’re approved, use your digital card straight away. The physical card arrives within five working days.
- Existing NAB customers can apply through Internet Banking or the NAB app.
Frequently asked questions
How does interest work on the NAB Qantas Rewards Signature Card?
Purchases on this Qantas credit card attract a 22.49% p.a. variable rate. You get up to 44 interest free days on purchases when you pay the closing balance in full.
Cash advances, gambling (including lottery tickets) and transfers to other accounts are charged 22.99% p.a. As a balance transfer credit card, it offers 0% p.a. for 12 months with a 3% BT fee. Any unpaid balance then reverts to the cash advance rate.
How can I increase the credit limit on my NAB Qantas Rewards Signature Card?
You can ask for a higher limit through the NAB app or Internet Banking. NAB will check your income and expenses first, just as it does with any credit card online application.
How can I pay my NAB Qantas Rewards Signature Card statement?
You can pay through the NAB app, Internet Banking, BPAY or at a NAB branch. Paying the full closing balance helps you get the most from your frequent flyer credit card and its interest free days.
How can I cancel my NAB credit card?
Contact NAB through the app, Internet Banking or by phone, and clear any outstanding balance first. If you’re switching, make sure the new card really is the best credit card Australia has for your habits.