ANZ, founded in 1835, is one of Australasia’s largest banks, serving over 8.5 million customers worldwide.
What you need to know about this credit card:
- Annual fee: $0 in the first year, then $87 (waived if you spend $20,000+ annually).
- Purchase interest rate: 20.99% p.a., with up to 55 interest-free days.
- Credit limit: Minimum $6,000.
- Special offer: Up to $250 credit back when you meet spend conditions in the first 6 months.
Pros:
- Up to $250 credit back: $100 on local spend, $150 on overseas spend.
- Annual fee waived: Spend $20,000 yearly to pay no ongoing fee.
- Travel insurance included: International and domestic coverage when you book with your card.
- Purchase protection & extended warranty: Safeguard major buys.
- Concierge service: 24/7 assistance for dining, travel, and lifestyle needs.
Cons:
- No rewards points: This card doesn’t earn ANZ Rewards or Qantas Points.
- Higher rate than ANZ Low Rate card: Less ideal if you carry a balance.
Why Choose ANZ for Your Credit Card?
Westpac Altitude Platinum: Great for points, but ANZ gives simple cashback and lower fee flexibility.
CommBank Awards Card: Offers rewards, but ANZ’s $0 annual fee (with spend waiver) makes it cheaper long-term.
NAB Low Rate Card: Lower purchase rate, but lacks insurance and concierge perks.
St.George Amplify Classic: Affordable, but fewer travel and purchase protections than ANZ Platinum.
Bankwest More Classic: Earns points, but annual fee savings on ANZ Platinum stand out.
ANZ Platinum Credit Card: let’s get to know it a little better
How to Apply for Your ANZ Platinum Credit Card
Ready to simplify your everyday spending? Apply online in minutes, enjoy a $0 first-year fee, and earn up to $250 cashback.