The ANZ Platinum Credit Card pairs up to 55 interest free days with complimentary insurances and a 24/7 personal concierge. New customers pay $0 in year one, a rare win when you compare credit cards Australia wide.
ANZ Platinum Credit Card: the best credit card for everyday spending and travel
Pay your full closing balance by the due date and you get up to 55 interest free days on purchases. Spend $20,000 or more a year and the $87 annual fee is waived, a serious perk for the best credit card Australia shoppers want.
Planning a trip? Buy your travel with the card to access travel insurance, plus rental vehicle excess cover in Australia. Extended warranty and purchase protection make it a true credit card with complimentary travel insurance.
Is an ANZ credit card worth it?
ANZ is one of Australia’s Big Four banks and was the first bank in the country to offer Apple Pay. Today the card also works with Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay, a modern touch for any platinum credit card Australia buyer.
ANZ Falcon watches your account 24/7 and ANZ contacts you about unusual transactions. A fraud money back guarantee also applies when conditions are met, which counts when you choose the best credit card Australia has.
What are the eligibility requirements for an ANZ credit card?
To apply for the ANZ Platinum Credit Card, you’ll need to meet the following eligibility criteria:
- Be aged 18 or over
- Be an Australian or New Zealand citizen, a permanent resident, or hold a visa with more than 12 months remaining
- Have details of your income, expenses, liabilities and assets ready
- Provide proof of identity
- A credit history isn’t required, but ANZ runs a credit check as part of the assessment
How to apply for the credit card
- Check that you meet the eligibility criteria.
- Gather your income, expenses, liabilities and assets details, plus your proof of identity.
- Click the button below and complete the online application.
- Prefer some help? Request a call back and ANZ will contact you within 2 business days to help you finish.
- Wait for ANZ’s assessment, which includes a credit check.
- Once approved, spend $3,500 on eligible purchases within 4 months to get your $350 back.
Frequently asked questions
How does interest work on the ANZ Platinum Credit Card?
Purchases are charged 22.49% p.a. You get up to 55 interest free days when you pay the full closing balance (or adjusted closing balance) by the due date, a big plus for this platinum credit card Australia option.
Cash advances are charged 23.49% p.a. from the day you make them. If you need a balance transfer credit card, note the standard balance transfer rate is 23.49% p.a.
How can I increase the credit limit on my ANZ Platinum Credit Card?
You can request a higher limit through ANZ Internet Banking, the ANZ App or by contacting ANZ. As with any credit card online application, ANZ assesses your finances before approving it.
How can I pay my ANZ Platinum Credit Card statement?
Pay through the ANZ App, Internet Banking, BPAY or at an ANZ branch. Clearing the full closing balance each month helps you get the most from the best credit card Australia perks on this card.
How can I cancel my ANZ credit card?
Contact ANZ through the app, Internet Banking or by phone, and pay off any outstanding balance first. If you’re switching, take time to compare credit cards Australia wide before you close.