ANZ Frequent Flyer Black — Highest Qantas Points Earn Rate and Exclusive Offer

Earn an extra 40,000 Qantas Points when you keep your card for over 12 months

ANZ Frequent Flyer Black — Highest Qantas Points Earn Rate and Exclusive Offer

Earn 1 Qantas Point per $1 on eligible purchases (up to $7,500 per statement), plus up to 130,000 bonus points in your first year.

What you need to know about this credit card:

  • 1 Qantas Point per $1 spent up to $7,500 per statement period, then 0.5 Qantas Point per $1
  • Up to 130,000 bonus Qantas Points (90,000 after $5,000 spent in 3 months + 40,000 after 12 months)
  • $425 annual fee ($370 annual + $55 rewards program fee)
  • 20.99% p.a. interest on purchases
  • Minimum credit limit of $15,000

Pros:

  • Complimentary Qantas Frequent Flyer membership and 2 Qantas Club lounge invitations per year
  • Complimentary travel, purchase protection and extended warranty insurance
  • 0% p.a. on balance transfers for new accounts (promo, if available)
  • Access to Cashrewards and bonus points partners
  • 24/7 concierge and ANZ Falcon® fraud protection

Cons:

  • High annual fee compared to entry-level and platinum cards
  • Minimum credit limit of $15,000 required

Why Choose ANZ for Your credit card?

ANZ’s 1:1 Qantas Points rate up to $7,500/mo is among the highest for Qantas cards.

The 130k bonus points package outpaces most premium competitors like Westpac Altitude Black and NAB Qantas Signature.

Lounge access, travel insurance and Cashrewards make it a true premium card—more than CBA Platinum.

Flexible instalment plans and up to 9 extra cardholders ($65 each) add versatility for families and business use.

Qantas membership included (normally $99.50) and a strong global acceptance via Visa and digital wallets.

ANZ Frequent Flyer Black Credit Card: let’s get to know it a little better

How to Apply for Your ANZ Frequent Flyer Black Credit Card

Apply online with proof of income, assets, and ID. Eligibility criteria include residency, income, and credit rating. No new or closed ANZ Frequent Flyer or Rewards card in past 24 months.