The ANZ Frequent Flyer Black is ANZ’s top Qantas credit card. It’s built for travellers who want strong points earn, lounge access and complimentary insurances in a single card.
ANZ Frequent Flyer Black: the best credit card for frequent flyers
You earn 1 Qantas Point per $1 on eligible purchases up to $7,500 each statement period, then 0.5 per $1 up to $50,000. Selected Qantas products add 1 bonus point per $1, turbocharging this frequent flyer credit card.
Every 12 months you also get two Qantas Club lounge invitations. Add free Qantas Frequent Flyer membership through ANZ’s link and you have a real shot at the best travel credit card Australia offers.
Is an ANZ credit card worth it?
ANZ is one of Australia’s Big Four banks and was the first in the country to offer Apple Pay. This card works with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay, a modern edge for the best credit card Australia has.
ANZ Falcon monitors your account 24/7, and a 24/7 personal concierge helps with bookings and travel tips. Add travel insurance when you buy travel with the card and you get a true credit card with complimentary travel insurance.
What are the eligibility requirements for an ANZ credit card?
To apply for the ANZ Frequent Flyer Black, you’ll need to meet the following eligibility criteria:
- Be aged 18 or over
- Be an Australian or New Zealand citizen, a permanent resident, or have more than 12 months left on your visa
- Have a good credit rating
- Have details of your income, expenses, liabilities and assets ready
- Provide proof of identity
How to apply for the credit card
- Check that you meet the eligibility criteria.
- Gather your income, expenses, liabilities and assets details, plus your proof of identity.
- Click the button below and complete the online application.
- Prefer some help? Request a call back and ANZ will contact you within 2 business days.
- Wait for ANZ’s assessment and approval.
- Once approved, spend $6,000 on eligible purchases within 3 months to earn your first 50,000 bonus Qantas Points.
Frequently asked questions
How does interest work on the ANZ Frequent Flyer Black?
Purchases are charged 22.49% p.a. You get up to 44 interest free days on purchases when you pay the closing balance in full by the due date, which keeps this Qantas credit card working for you.
Cash advances are charged 23.49% p.a. If you need a balance transfer credit card, the standard balance transfer rate is 23.49% p.a., for transfers of $100 or more from eligible non ANZ cards.
How can I increase the credit limit on my ANZ Frequent Flyer Black?
You can request a higher limit through ANZ Internet Banking, the ANZ App or by contacting ANZ. As with any credit card online application, ANZ assesses your finances before approving it.
How can I pay my ANZ Frequent Flyer Black statement?
Pay through the ANZ App, Internet Banking, BPAY or at an ANZ branch. Paying the closing balance in full lets you enjoy your frequent flyer credit card without interest on purchases.
How can I cancel my ANZ credit card?
Contact ANZ through the app, Internet Banking or by phone, and pay off any outstanding balance first. If you’re switching, compare credit cards Australia wide before you close.