Turn everyday purchases into future adventures with the Virgin Atlantic Reward Credit Card, making every payment count towards travel rewards and a best air miles credit card experience.
What you need to know about this credit card
- Issued by Nationwide Building Society (trading as Virgin Money) for UK residents aged 18 and over, subject to status.
- Representative APR is 26.9% variable, with no annual fee.
- Earn 3,000 bonus Virgin Points after your first purchase within 90 days, with no minimum spend.
- Monthly points are capped according to your available credit limit, although bonus points are excluded.
Pros
- No annual fee: Enjoy travel rewards without paying a yearly membership fee.
- Everyday rewards: Earn 0.75 Virgin Points for every £1 spent on eligible purchases.
- Higher Virgin earnings: Receive 1.5 Virgin Points per £1 spent with Virgin Atlantic or Virgin Holidays.
- Flying Club voucher: Spend £20,000 annually to unlock a reward voucher for eligible upgrades or companion flights.
- Points never expire: Save your Virgin Points for future trips without worrying about losing them.
Cons
- Monthly earning cap: Points are limited by your monthly credit limit on eligible spending.
- Voucher threshold: You must spend £20,000 within twelve months to qualify for the Flying Club reward voucher.
Why Choose Nationwide Building Society for your credit card?
Compared to HSBC travel cards, the Virgin Atlantic Reward Credit Card offers Virgin Points from everyday spending, therefore appealing to travellers seeking the best travel rewards credit card.
Unlike Barclays alternatives, Nationwide Building Society combines a free credit card with airline rewards, so cardholders avoid paying an annual fee.
Compared to Lloyds Bank rewards cards, this option focuses on Virgin Atlantic travel benefits, while offering bonus points after the first eligible purchase.
Santander UK provides competitive credit cards; however, the Virgin Atlantic Reward Credit Card stands out for travellers wanting a best air miles credit card.
Compared to NatWest products, this card rewards spending directly with Virgin Atlantic and Virgin Holidays, in addition to everyday purchases for Flying Club members.
How to apply for your Virgin Atlantic Reward Credit Card
Ready to apply for credit card online? Click below to discover eligibility, full terms, reward details and everything you need before submitting your application for the Virgin Atlantic Reward Credit Card.