Why wait to make everyday spending more rewarding? The TD Cash Back Visa Infinite credit card currently offers up to $600 in total value.
What you need to know about this credit card:
- Annual fee: $139 for the primary cardholder.
- Purchase interest: 21.99%.
- Cash advance interest: 22.99%.
- Minimum income: $60,000 personal or $100,000 household annual income.
Pros
- Welcome offer: Earn up to $600 in total value, including 10% cash back on eligible purchases during the promotional period.
- 3% cash back: Earn 3% on groceries, gas, EV charging, public transit and other eligible categories.
- Everyday rewards: Earn 1% cash back on all other eligible purchases.
- Roadside assistance: Complimentary Deluxe TD Auto Club membership includes 24/7 emergency road services.
- Premium protection: Get travel benefits, mobile device insurance, purchase protection and Visa Infinite privileges.
Cons
- Annual fee: The regular $139 annual fee may not appeal to consumers looking exclusively for no-fee cards.
- Income requirement: Applicants need at least $60,000 personal or $100,000 household annual income.
Why Choose TD for your credit card?
Compared with RBC’s no-fee cashback option, this major credit card charges an annual fee but combines accelerated everyday rewards with premium Visa Infinite benefits.
CIBC also offers premium cashback cards. However, this Visa credit card application opens access to TD benefits including complimentary Deluxe TD Auto Club membership.
BMO has premium cashback options with different eligibility requirements, while this credit card application requires at least $60,000 in personal annual income.
Scotiabank competes strongly in cashback, but this digital credit card experience also lets TD customers manage key card controls through the TD app.
Desjardins offers cashback alternatives, while TD competes among Canadian creditcards by combining everyday cash back, insurance coverage, roadside assistance and Visa Infinite privileges.
How to apply for your TD Cash Back Visa Infinite Card
The current offer may change or end, so don’t leave this credit card application for later. See the full TD Cash Back Visa Infinite details next.