The TD Cash Back Visa Infinite credit card combines everyday cashback opportunities with insurance, roadside assistance and premium benefits for eligible Canadian applicants.
TD Cash Back Visa Infinite: best credit card for everyday cash back
Among premium creditcards, TD Cash Back Visa Infinite stands out by rewarding several common expenses at 3%, including groceries, gas, transit and recurring bills.
Moreover, this major credit card earns 1% on other eligible purchases and adds Visa Infinite Concierge, mobile device insurance and complimentary roadside assistance.
Should I get a credit card from TD?
Choosing TD for a Visa credit card application also provides access to digital management through the TD app, including transaction controls and card-locking features.
In addition, this digital credit card experience is backed by TD Canada Trust, with online, telephone, appointment and branch-based application options available.
How to get a credit card from TD?
To get the TD Cash Back Visa Infinite, you need to:
- Have at least $60,000 in personal annual income or $100,000 in household annual income.
- Be a Canadian resident.
- Be the age of majority in your province or territory of residence.
- Provide your full legal name and date of birth.
- Provide your home address, phone number and email address.
- Provide employment status, gross annual income and residential status.
Apply for credit card
- Visit the TD Cash Back Visa Infinite application page.
- Choose the secure online application option.
- Enter the requested personal, residential, employment and income details.
- Submit your application for TD’s response.
- Alternatively, call TD, book an appointment or visit a branch.
FAQ
How does TD Cash Back Visa Infinite interest work?
This major credit card charges 21.99% interest on purchases and 22.99% on cash advances, making interest costs important when carrying a balance.
How to increase the TD Cash Back Visa Infinite limit?
If you want a higher limit after your credit card application, contact TD to discuss available options, since any increase remains subject to approval.
How to pay off the TD Cash Back Visa Infinite?
You can pay your credit card balance through available TD banking channels, while Cash Back Dollars can also be redeemed toward your account balance.
How to cancel a credit card from TD?
Before cancelling one of your TD creditcards, contact the bank for account-specific instructions and confirm any outstanding balance or requirements for closing the account.