Security Bank Personal Loan: Flexible Funds, Fast Approval

Your fast and flexible financial solution starts here

Security Bank

Award-winning and trusted by thousands across the Philippines for excellence in personal banking.

What you need to know about this loan:

  • Loan Amounts Offered: PHP 30,000 to PHP 2,000,000

  • Loan Terms (Monthly): 12 to 36 months

  • Payment Methods: Manager’s Check or credited to Security Bank account

  • Interest Rate: Monthly add-on rate of 1.89%; APR starts at 29.48%

Pros:

  • High maximum loan amount to meet big needs

  • Flexible repayment terms that fit your lifestyle

  • No collateral required for application

  • Quick processing, with approval in as fast as 5 days

  • Versatile use for any purpose — from emergencies to home improvements

Cons:

  • Processing fee of PHP 2,000 applies

  • Late payment penalties can be high

Why Choose Security Bank for Your Loan?

  • Compared to BPI, Security Bank offers higher loan ceilings and faster processing.

  • Unlike Metrobank, which takes longer to approve, Security Bank processes loans in just 5 days.

  • UnionBank’s longer terms suit some, but Security Bank’s shorter terms help repay faster.

  • Maybank requires collateral in some cases, while Security Bank keeps it unsecured.

  • HSBC may have slightly lower rates, but Security Bank offers more substantial amounts and speed.

How to Apply for Your Security Bank Personal Loan

Take charge of your finances today with this flexible and fast personal loan — apply now and achieve your goals.