Eligibility Requirements:
- Age between 21 and 65 years old at loan maturity
- Mandatory Filipino citizenship
- Have a fixed line at home or workplace
- Minimum monthly income: PHP15,000 for Metro Manila and PHP12,000 outside Manila
- For self-employed individuals: Majority owner with at least 40% of the business and operating profitably for at least 2 years
Loan application steps:
- Tap the button below
- Access the Online Personal Loan Application Facility
- Fill out the form with all required information
- Attach scanned copies or photos of the necessary documents
- Accept the Terms and Conditions and proceed by clicking ‘Next’
- Wait for confirmation via SMS
Frequently asked questions:
How long does it take to get approved for Security Bank?
Approval can be completed in up to 5 business days.
Is it required to explain why credit is being used?
It is not necessary to specify the purpose of the loan.
Do I need to have a good credit score to be approved for Security Bank?
A good credit history contributes to approval, but each case is evaluated individually.
Can I apply for a loan if I am self-employed?
Yes, self-employed individuals can apply as long as they meet the income and business ownership requirements.