Seamlessly Fund Your Dreams with Sharia-Compliant Solutions
Eligibility Requirements:
- Indonesian citizenship and legal competence.
- Aged between 21 and 52 at loan maturity.
- Permanent employee with payroll managed through BSI.
- Possess BSI Mobile.
- No existing online partner financing above IDR 100 million.
- A clean financial history.
BSI Mitraguna application steps:
- Download and activate BSI Mobile from your app store.
- Navigate to the financing menu.
- Choose BSI Mitraguna Online and follow the on-screen instructions.
Frequently Asked Questions:
How long does it take to get approved for a BSI Mitraguna Online?
Approval can be as quick as within 24 hours, thanks to BSI’s efficient processing.
Is it required to explain why credit is being used?
No, BSI does not require you to specify the purpose of your financing with Mitraguna Online.
Do I need to have a good credit score to be approved for BSI Mitraguna Online?
Yes, a clean financial history is necessary for approval.
Can I apply for a loan if I am self-employed?
Currently, Mitraguna Online is only available to employees with payroll accounts at BSI.