Eligibility Requirements:
- Must be a resident of Indonesia
- Proven steady income
- Falls under the low-income bracket as defined by the government
- First-time homeowner
BSI KPR Sejahtera application steps:
- Complete the online pre-qualification form.
- Submit required documents (ID, income proof, employment verification).
- Attend a brief consultation session.
- Receive pre-approval.
- Finalize property selection and loan terms.
Frequently Asked Questions:
How long does it take to get approved for a BSI KPR Sejahtera?
Typically, preliminary approval takes about 1-2 weeks, depending on document verification and evaluation speed.
Is it required to explain why credit is being used?
No, you do not need to specify why you are using the credit for the BSI KPR Sejahtera.
Do I need to have a good credit score to be approved for BSI KPR Sejahtera?
A good credit score is preferred but considerations are given to low-income applicants in line with the loan’s objectives.
Can I apply for a loan if I am self-employed?
Yes, self-employed individuals can apply, provided they can show consistent income and meet other eligibility criteria.