Eligibility Requirements:
- Must be at least 21 years old
- Indonesian citizen or legal resident
- Stable source of income (employed or self-employed)
- Good credit standing with no history of late payments
- Minimum income requirement as per card type
Permata Shopping Card Application Steps:
- Visit the Permata Bank website.
- Select the Permata Shopping Card that suits your needs.
- Complete the online application form.
- Submit the required documents (ID, proof of income, etc.).
- Wait for approval and receive your card via mail.
Frequently Asked Questions
What is the minimum income to apply for the card? The required income varies based on the card type but is set at an accessible level for working professionals and business owners.
How do I track my credit card application? You can check your application status online via the Permata Bank website or by contacting customer service.
How long does it take for my card to be approved? Most applications are processed within 7 to 14 business days.
Can I be approved for a Permata Shopping Card with a low credit score? A good credit score is preferred. If your score is low, improving it before applying is recommended.