Eligibility requirements:
- Minimum age: 21 years for the primary cardholder, 17 years for additional cardholders.
- Minimum income: IDR 60 million per year.
- Citizenship: Available for Indonesians and foreign nationals with valid documentation.
- Personal identification: Copy of KTP (for Indonesians) or passport and KITAS (for foreigners).
- Proof of income: Latest salary slip, 3-month bank statement, or valid documents for self-employed professionals.
OCBC NISP Titanium application steps:
- Visit the OCBC NISP website or mobile app.
- Select “Credit Card” and choose OCBC NISP Titanium.
- Fill in your personal details and upload the required documents.
- Wait for the credit evaluation and approval confirmation.
- Once approved, activate your card and start enjoying its benefits.
Frequently asked questions
What is the minimum income to apply for the card?
The required minimum income is IDR 60 million per year, ensuring that cardholders can manage their credit responsibly.
How do I track my credit card application?
You can check the status via the OCBC mobile app or contact customer service for updates.
How long does it take for my card to be approved?
Approval time varies, but typically, applications are processed within 7 business days, depending on the submitted documents.
Can I be approved for OCBC NISP Titanium with a low credit score?
While approval depends on various factors, having a good credit history and proof of income increases your chances.