Eligibility requirements:
- Minimum Income: Rp 7,5 million per month.
- Age: 21-65 years old for primary cardholders; 17-70 for supplementary.
- Valid KTP/Passport and other relevant documents depending on employment status.
- NPWP required for credit limits over Rp 50 million.
- Existing credit card recommended, especially for higher limits.
CIMB Niaga Visa Platinum application steps:
- Visit the CIMB Niaga website or the nearest branch.
- Complete the online or in-person application form.
- Submit the required documents (KTP, income proof, etc.).
- Wait for the verification process and approval.
- Receive your CIMB Niaga Visa Platinum in the mail.
Frequently asked questions
What is the minimum income to apply for the card?
The minimum income required is Rp 7,5 million per month or Rp 90 million per year to qualify for this card.
How do I track my credit card application?
You can track your application status through OCTO Mobile, OCTO Clicks, or by contacting CIMB Niaga’s customer service.
How long does it take for my card to be approved?
Approval typically takes a few business days, depending on the completeness of your documents and verification.
Can I be approved for CIMB Niaga Visa Platinum with a low score?
Approval may be challenging with a low score, but other factors like income and document completeness can influence the decision.