Enjoy all the exclusive benefits that only the BNI American Express Vibes credit card can offer.
Aimed at the younger audience, it is an excellent option for your first credit card, as it provides a high limit and the possibility of not paying an annual fee for 2 years.
About the BNI
BNI (Bank Negara Indonesia) is one of Indonesia’s leading state banks, offering a wide range of financial products and services to individual customers, SMEs, and large corporations.
Founded in 1946, it plays a crucial role in the country’s economic development, being a pioneer in many banking innovations, including internet and mobile banking services.
How will this work?
The BNI American Express Vibes credit card allows you to accumulate points in the BNI Rewards program.
Then, you can exchange them for benefits at establishments such as Grab, XXI, CGV, Cinépolis, Tokopedia, Shopee, and many others.
Requirements to apply for this credit card
- Minimum annual income: IDR 36 million
- Minimum age for the primary cardholder: 21 years
- Maximum age: 65 years
Card fees
- Main card annual fee: IDR 300,000
- Additional card annual fee: IDR 150,000
- Cash withdrawal fee: 6% of the withdrawal amount (minimum IDR 150,000)
- Cash finance charge: 4% or a minimum of IDR 20,000
- Over-credit limit fee: IDR 150,000
- Notification service fees: IDR 7,500/month
Apply for your card online
- Prepare the necessary documents as per the application requirements listed above
- Tap the button below and go to the official BNI website to find the credit card application form or visit a nearby branch
- Fill in the application form with all the required information
- Submit the form along with the necessary documents
- Wait for the bank’s credit analysis, which will precede the approval of your request
Get approved today!
This is the moment you’ve been waiting for to get your BNI American Express Vibes credit card.
Tap the button below and apply for yours today online.