Last updated: 13 October 2026
This Cookie Policy applies to the Zambia edition of Unum (https://unum.com.br/zm/), owned by ETUS DIGITAL LLC. It explains which cookies and similar technologies we use and how you can control them. It should be read with our Privacy Policy, prepared in line with the Data Protection Act No. 3 of 2021.
What cookies are
Cookies are small files that a website stores in your browser when you visit it. They help the website work, remember your preferences, measure visits and serve advertising. This policy also covers similar technologies such as pixels and local storage.
Cookies we use
| Type | What they do | Who sets them | Examples and duration |
|---|---|---|---|
| Strictly necessary | Make the website work, keep it secure and store your cookie choices | Unum (first party) and, where shown, the consent tool | Session or as shown in the settings panel |
| Analytics | Count visits, show where traffic comes from and how the website is used | Unum, through its own measurement tool (etus.io), and Google Analytics (third party) | __br_* (own measurement tool); _ga (up to 2 years) |
| Advertising | Show ads, limit how often you see the same ad and measure performance | Google AdSense, Google Ad Manager and, where indicated in the settings panel, other advertising partners (third parties) | Google advertising cookies |
| Audience data | Build interest segments used to personalise ads | Lotame, an audience data platform (third party) | panoramaId, _cc_id |
Your choices
Where we need your consent for cookies that are not strictly necessary, we rely on it only once you have given it, and you can withdraw it at any time without affecting what happened before. Where the privacy and cookie settings panel is available in your region, you can change your choice there. You can also:
- Delete or block cookies in your browser settings. If you block strictly necessary cookies, parts of the website may not work.
- Turn off personalised Google ads at https://myadcenter.google.com/.
International transfers
Some providers, including Google and Lotame, may process information collected through cookies outside Zambia, in particular in the United States. See section 7 of our Privacy Policy. You can find out how Google uses this information at https://policies.google.com/technologies/partner-sites.
More information
To exercise your rights over data collected through cookies, see our Privacy Policy or email contact@unum.com.br.