Eligibility requirements:
- Age: Minimum 21 years old.
- Income (Locals/PR): S$30,000+ (aged 55 & below) or S$15,000+ (aged 56 & above).
- Income (Foreigners): S$40,000 minimum annual income.
- Alternative: Fixed Deposit collateral of at least S$10,000 is accepted for secured applications.
UOB One Credit Card application steps:
- Navigate to the UOB website and select the UOB One Credit Card.
- Apply via Myinfo to auto-populate your details and enjoy instant approval.
- Link your card to the UOB TMRW app to track your qualifying spend quarters.
- Shift your recurring bills and Singapore Power payments to the card immediately.
- Ensure at least 10 transactions are made per statement period to hit your goals.
Frequently asked questions
1.What is the minimum income to apply for the card?
For Singaporeans and PRs under 55, the minimum income is S$30,000 p.a. For those 56 and above, the threshold is S$15,000 p.a. Foreigners require a minimum annual income of S$40,000.
2. How do I track my credit card application?
You can check your application status directly through the UOB website under “Application Status” or via the UOB TMRW mobile app using your reference number.
3. How long does it take for my card to be approved?
If you apply using Myinfo, approval is often instantaneous. Once approved, your digital card can be used via mobile wallets, while the physical card typically arrives in 3 to 5 working days.
4. Can I be approved for the UOB One Credit Card with a low score?
UOB assesses all applications based on internal credit criteria. If your score is low, you might consider a secured application with a S$10,000 fixed deposit collateral to guarantee approval.