Over 9 million customers across the U.S. — Trusted lender for personal milestones
What you need to know about this loan:
- Loan Amounts Offered: $2,000 to $50,000
- Loan Terms (monthly): 36 to 60 months
- Payment methods: Online management and automatic payment options available
- Interest rate: 8.99% to 23.99% APR based on creditworthiness
Pros
- Fast Approval and Funding: Funds available as soon as the next business day
- No Origination or Application Fees: Borrow without paying upfront charges
- No Prepayment Penalty: Repay your loan early without added costs
- Fixed Monthly Payments: Predictable terms to simplify budgeting
- Check Your Rate Without Affecting Credit: Get a personalized quote with no commitment
Cons
- Higher APR for Lower Credit Scores: Rates vary based on your credit profile
- Geographic Limitations: Only available in select U.S. states
Why Choose TD Bank for Your Loan?
Taking a personal loan from TD Bank has several advantages over other banks like Wells Fargo, Chase, Capital One, Bank of America and PNC.
While Chase and Bank of America may include origination or application fees, TD Bank offers zero-fee applications and disbursement.
Compared to Wells Fargo, which might take several business days to release funds, TD Bank provides next-day funding if approved by 4:30 PM ET.
Capital One typically requires stronger credit for better rates, whereas TD Bank allows users to pre-check rates without any credit score impact.
In contrast to PNC, which may limit online access, TD Fit Loans offer full online management and simple, fixed monthly payments.
How to Apply for Your TD Bank Personal Loan
Click the button below to check your personalized rates instantly—with no impact on your credit score. If it’s a good fit, apply online and get funded quickly.