Discover how the Fifth Third Personal Loan can be a fast, flexible, and hassle-free way to bring your plans to life.
What you need to know about this loan:
- Loan amounts between $2,000 and $50,000, with digital application available up to $25,000
- Repayment terms range from 12 to 60 months
- Annual Percentage Rates (APR) range from 8.44% to 21.74%
- No collateral or prepayment fees required
Pros
- No collateral required: you don’t need to back the loan with assets or savings
- First payment in up to 45 days: more time to organize your finances
- No origination or prepayment fees: what you borrow is what you use
- Estimate payments before applying: more predictability and control
- Online application up to $25,000: quick, easy, and can be done from your phone or computer
Cons
- APR can be high for applicants with lower credit profiles
- Not available for individuals without an active Fifth Third account
Why Choose Fifth Third Bank for your loan?
Compared to Chase Bank, Fifth Third offers quicker approval and the option to delay your first payment — ideal for those who need some breathing room.
While Bank of America requires more documentation and may charge upfront fees, Fifth Third makes the process easier and eliminates unnecessary costs.
Capital One offers credit lines but focuses more on credit cards, while Fifth Third clearly targets personal loan solutions.
U.S. Bank often requires higher credit scores for personal loans, whereas Fifth Third is less restrictive.
Unlike Wells Fargo, which requires collateral for lower rates, Fifth Third offers competitive terms even with no security.
Fifth Third Personal Loan: let’s get to know it a little better
How to apply for your Fifth Third Personal Loan
Want to find out if you qualify for up to $50,000 with no collateral and fast online approval? Click the button below to explore every detail!