Capital One, with over 100 million customers, offers unparalleled credit card benefits.
What you need to know about this credit card:
- Annual Fee: $95
- Purchase Rate:99% – 29.99% variable APR
- Bonus Offer: 75,000 bonus miles after spending $4,000 in the first 3 months
- Travel Credit: $250 in your first year for Capital One Travel purchases
Pros
- High Reward Rates: Earn 2X miles on all purchases
- Travel Perks: Earn 5X miles on hotels and rental cars booked through Capital One Travel
- No Foreign Transaction Fees: Enjoy international travel without extra charges
- Global Entry/TSA PreCheck Credit: Up to $100 credit for application fees
- Flexible Redemption: Miles don’t expire for the life of the account
Cons
- Annual Fee: $95 annually
- High APR: Variable APR ranging from 19.99% to 29.99%
Why Choose Capital One for your credit card?
Capital One’s Venture Rewards card offers higher travel rewards than Chase Sapphire Preferred, making it ideal for frequent travelers.
Compared to American Express Gold, the Venture Rewards card has a lower annual fee and offers more flexibility in travel redemption.
Bank of America Travel Rewards card has no annual fee, but it lacks the high reward rates and travel perks of the Venture Rewards card.
With Discover it Miles, you get a similar earning rate, but Capital One offers more valuable travel credits and perks.
Unlike many other cards, Capital One’s Venture Rewards has no foreign transaction fees, a significant advantage for international travelers.
Venture Rewards: let’s get to know it a little better
How to apply for your Venture Rewards
Applying is easy! Click the button below to learn more about the card and discover how to apply.