What you need to know about this credit card:
- Annual fee: $0 keep the card with no maintenance costs.
- Minimum credit score: Recommended 670+
- Minimum income: Not officially disclosed
- Minimum usage: Use the card at least 5 times per statement cycle to earn points
Pros
- Earn points on rent: 1X point per $1 paid in rent, up to 100,000 points/year
- Dining rewards: 5X at Neighborhood Dining Partners, 3X on other dining
- Travel perks: 2X points and trip protection
- No foreign transaction fee: Great for international use
- Elite status: Unlock bonus rewards and exclusive experiences
Cons
- Usage requirement: Must use the card 5 times per billing cycle
- Credit score: Ideal for users with good to excellent credit
Why Choose Bilt for Your Credit Card?
Applying for a Bilt Mastercard offers several advantages compared to cards issued by Chase, American Express, Capital One, Discover, and Bank of America.
Unlike most Amex cards, the Bilt card has no annual fee.
You can earn points on rent payments without a transaction fee—unlike with Chase or Capital One cards.
On Rent Day, Bilt offers double points on dining and travel, unlike Bank of America rewards cards.
Bilt also offers local partnerships for extra rewards—something not matched by Discover it®.
Bilt Points are rated the most valuable by Bankrate.com, outperforming even Amex and Chase reward programs.
Bilt Mastercard: let’s get to know it a little better
How to Apply for Your Bilt Mastercard
Applying is easy. Just click below and complete the application. You can start using your card right after approval.