American Express, a leader in financial services, serves millions of customers globally, offering unmatched benefits and rewards.
What you need to know about this credit card:
- Annual Fee: $325
- APR for Pay Over Time: 21.24% to 29.24% variable
- 4X Points on Restaurants: Up to $50K in purchases annually
- 3X Points on Flights: Booked directly with airlines or amextravel.com
Pros
- 4X Points on Restaurants: Earn substantial rewards dining worldwide.
- $120 Uber Cash: Enjoy monthly credits for Uber rides or Uber Eats orders.
- $120 Dining Credit: Monthly statement credits at select restaurants.
- 3X Points on Flights: Maximize rewards on travel expenses.
- No Foreign Transaction Fees: Travel without extra charges.
Cons
- High Annual Fee: $325 might be steep for some users.
- Limited Groceries Benefit: 4X points only on up to $25,000 per year.
Why Choose American Express for your credit card?
Chase Credit Cards offer robust rewards, but American Express provides higher dining rewards.
Bank of America has excellent cashback options, yet American Express excels in travel perks.
Capital One cards are known for flexibility, while American Express offers superior global benefits.
Discover is great for cash back, but American Express offers more exclusive dining credits.
Citibank’s travel cards are competitive, but American Express provides comprehensive insurance coverage.
American Express Gold Card: let’s get to know it a little better
How to apply for your American Express Gold Card
Discover more about the American Express Gold Card and click the button below to start your application process.