Issued by American Express, a global financial services company with over 170 years of history and millions of premium Card Members worldwide.
What you need to know about this credit card
- Card type: Charge Card (no revolving credit)
- Annual fee: S$1,744 (including GST)
- Interest charges: None, balance must be paid in full each month
- Eligibility: Subject to income and internal credit assessment (Singapore residents)
Pros
- Unmatched lounge access: Enjoy unlimited access to 1,550+ airport lounges worldwide through the American Express Global Lounge Collection.
- Exceptional welcome bonus: Earn up to 200,000 Membership Rewards points through structured spending milestones.
- Elite hotel and lifestyle status: Complimentary elite tiers with Marriott Bonvoy™, Hilton Honors, Radisson Rewards and more.
- Annual complimentary hotel stay: Receive a free night each year at selected premium hotels locally and overseas.
- Premium dining privileges: Complimentary dining for two every alternate month plus global dining credits.
Cons
- High annual fee: The Platinum Card is best suited for high spenders who fully utilise its benefits.
- Charge card structure: Requires full balance repayment each month, which may not suit all users.
Why choose the Platinum Card for Your Credit Card?
Applying for The Platinum Card by American Express offers a level of premium benefits that goes beyond what is typically available from cards issued by HSBC, Barclays, Lloyds Bank, NatWest, and Virgin Money.
While many premium cards from Barclays and NatWest focus mainly on rewards points, The Platinum Card® stands out by including extensive lifestyle perks such as global dining credits, hotel upgrades, and exclusive experiences.
Another major advantage is travel access. Unlike cards from Lloyds Bank or Virgin Money, which often provide limited lounge access, The Platinum Card grants entry to over 1,550 airport lounges worldwide.
In terms of protection, The Platinum Card offers comprehensive worldwide travel insurance for the cardholder and family members, a benefit that is more robust than the coverage typically offered by HSBC or Barclays premium cards.
Finally, customer experience sets The Platinum Card® apart. While many banks provide standard customer service, American Express is widely recognized for its high-quality support, concierge services, and global assistance tailored to premium cardholders.
How to apply for your the platinum card
If you’re looking for unlimited lounge access, elite travel status, and a card that enhances both your travel and lifestyle experiences, The Platinum Card® from American Express is designed for individuals who expect more from every moment they spend.